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Cyber insurance readiness

Your cyber insurer now wants proof. Fail the questionnaire and your claim can be denied.

Insurers have tightened up. Before they'll write or renew a cyber policy, most now require MFA, tested backups and the Essential Eight basics — and if you tick "yes" without really having them, a denied claim is a nasty surprise at the worst possible moment. I'll check where you actually stand and get the gaps closed before renewal.

What insurers are demanding

The three that trip businesses up.

Multi-factor authentication (MFA)

On email, remote access and admin accounts — the #1 thing insurers check, and the #1 thing that stops a breach.

Backups you can actually restore

Regular, tested, off-site backups. Insurers ask; ransomware tests it for real.

The Essential Eight basics

Patching, admin restrictions, macro settings, application control — the ACSC baseline underwriters increasingly expect.

The Readiness Check

This is the form. Could you pass it today?

I'll run the check, give you a one-page report mapped to what insurers ask, fix the gaps, and leave you with the documented evidence to put on the renewal form with a straight face.

Cyber-Renewal-2026.pdf — Preview

Cyber Liability Insurance — Renewal Application

Section 4 of 7 · Security controls declaration

POL-2026-8841
Renewal due 30 days

  • Is multi-factor authentication (MFA) enforced on all email and remote access?

    Assessor: MFA optional for 6 of 14 staff

    No
  • Are backups automated, kept off-site and test-restored?

    Assessor: No restore evidence supplied

    Unverified
  • Are operating systems and applications patched within 14 days?

    Yes
  • Are local administrator rights restricted to staff who need them?

    No
  • Essential Eight maturity level attained (ML1–ML3)?

    Assessor: Not assessed

    Unverified

Underwriter notes

Declared controls could not be evidenced. Cover cannot be bound as declared — remediation and supporting evidence required before renewal.

Fixed-price pack

Cyber Insurance Readiness Check

Pass the insurer's questionnaire — with evidence.

Mapped to insurer / Essential Eight requirements

Buy the readiness checkfrom $390

Secure checkout · GST included

Renewal coming up?

Don't sign a cyber policy you can't actually back up. Book a readiness check and go into renewal with the evidence.